Most full-time students in education do not qualify for Universal Credit. Students are able to access funding to support their education courses through various loans and grants, which are the responsibility of the Department for Education. It is important that Universal Credit does not duplicate this support, which is designed for their needs unlike the social security system. Exceptions are made only where students have additional needs that are not met through the student support system.
The full year’s award of student’s maintenance loan/grant is averaged out over the academic year. This average usually covers 10 monthly Assessment Periods as no student income is taken into account during the summer break. The amount taken into account is subject to a £110 disregard in each of these Assessment Periods, which is equivalent to that provided under Legacy Benefits, which includes an amount to cover the cost of books, travel and equipment.