Evidence session on credit searches

27 October 2009

The Treasury Committee holds a short inquiry - starting at 9.45 am - on the impact of credit searches on the credit ratings of consumers shopping around for personal loans or credit cards, on the most advantageous terms

Evidence is sought on:

  • the effect of multiple credit searches on individuals' credit ratings including the size of the change in credit scores
  • the extent to which lenders offer best practice quotation searches

The witnesses are:


  • Martin Lewis, moneysavingexpert.com
  • Toby Van der Meer, managing director, moneysupermarket.com


  • Steve Martin: external and regulatory affairs manager, Equifax
  • Gillian Key-Vice: head of government affairs and regulatory policy, Experian
  • Eric Leenders: executive director of retail, British Bankers Association
  • Fiona Hoyle: head of consumer finance and fraud, Finance and Leasing Association
  • Jan Smith: industry relations director, Callcredit Information Group


  • Vivienne Dews: executive director, corporate services; Nigel Cates: deputy director, Consumer Credit Group, Office of Fair Trading
  • Jonathan Holbrook: head of data protection practice (private sector), Office of the Information Commissioner

Image: iStockphoto

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