Mortgage Arrears and Access to Mortgage Finance

"Treasury Committee urges FSA to take robust stance on unfair arrears charges"

This inquiry focused on households affected by the recession and struggling with mortgage arrears and/or at risk of repossession, as well as problems in accessing finance for FTBs.

The Committee published its Report on 8 August 2009.

Report and oral and written evidence | Government response | Press Notice | Terms of reference

Oral evidence

As part of this inquiry the Committee arranged the following evidence sessions.  To access the transcript of these sessions please click on the above link.

Tuesday 30 June 2009 - Consumer Groups and Trade Organisations

Witnesses: Ms Kay Boycott, Director of Communications, Policy and Campaigns, Shelter; Ms Sue Edwards, Head of Consumer Policy, Citizens Advice Bureau; and Mr Dominic Lindley, Principal Policy Adviser, Which?; and Ms Jackie Bennett, Head of Policy, Council of Mortgage Lenders; Mr Eric Leenders, Executive Director - Retail Banking, British Bankers Association; Mr Adrian Coles, Director-General, Building Societies Association; Mr Peter Williams, Deputy Director-General, Intermediary Mortgage Lenders Association; and Mr John Socha, Vice-Chairman, National Landlords Association

Tuesday 7 July, 9.45am - FSA/Government

Witnesses: Jon Pain, Managing Director, Retail Markets, and Leslie Titcomb, Sector Leader, Retail Intermediaries and Mortgages, FSA; Lord Myners CBE, Financial Services Secretary to the Treasury, and  Rt Hon John Healey MP, Minister for Housing (at 10.30am)


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    • Reports and associated evidence – Reports of Committee inquires. This category may also include Special Reports where they are used by a Committee to bring matters relating to conduct of its business to the notice of the House.
    • Responses to Reports - Responses may be published as a Special Report, or as a Command Paper. They may also be appended to a Report should the Committee have substantial comments on the Response, in which case they can be found listed under Reports. 
    • Other oral and written evidence - Evidence taken by the Committee that has yet to or did not result in the publication of a Report. This includes transcripts of recent meetings.
    • Estimate Memoranda - An Estimate memorandum is an explanatory note that accompanies a government department’s estimate (a means by which a department seeks authority from Parliament for its spending plans).
    • Correspondence - Correspondence sent from or received by the Committee or its Chair.
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