Scottish Affairs Committee

ATM Network in Scotland inquiry

Inquiry status: open

The deadline for written submissions was 6 May 2018. If you would like to send a submission please contact Committee staff.

Scope of the inquiry

The Committee holds a one-off session to examine the cash machine network in Scotland following an announcement by LINK, the network responsible for 82% of all UK cash machine withdrawals, of a reduction of fees from 25p to 20p per withdrawal. There are concerns that the proposals have been driven by pressure from banks to reduce costs and do not reflect the needs of consumers, with the Federation of Small Businesses warning that the reduction in fees risked the closure of thousands of free-to-use cash machines

This inquiry looks at:

  • The likely impact of the decision on the ATM network in Scotland on individual, communities and businesses.
  • How the impact on rural communities might be mitigated, and the adequacy of the proposal put forward to date.
  • The impact of the reduced charge rate on banks and independent ATM providers.
  • The effectiveness of LINK's consultation and decision-making processes.

Latest evidence

  • 15 May 2018 - ATM Network in Scotland - oral evidence | PDF version (PDF363 KB) HC 925 | Published 21 May 2018

    Evidence given by Stuart Mackinnon, External Affairs Manager - Scotland, Federation of Small Businesses, Richard Piggin, Head of External Affairs, Which?Ron Delnevo, Executive Director Europe, ATMIA, Duncan Faithful, Director of Corporate Affairs, Cardtronics, John Howells, CEO, LINK, Eric Leenders, Managing Director, Personal Finance, UK FinanceHannah Nixon, Managing Director, Payment Systems Regulator

    Watch this evidence session

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