Financial services

All Standard Notes
86 Documents
DateDescription
15.07.2014High cost consumer credit
This note outlines issues about high cost credit lending and attempts to reform it. It looks at evidence from various academic research and other reports into the impact of the sector on individuals both here and abroad. It also looks at the opportunities for other lenders to enter the market and to offer more competition to the current market leaders. A section at the end of the paper looks at the implications and justifications for the cost of credit cap proposals published by the Financial Conduct Authority in July 2014.
01.07.2014Household Debt
Household debt: Data on the latest household debt statistics, including net lending, mortgage interest rates and insolvencies.
24.06.2014Green Investment Bank
The Government has announced the creation of a Green Investment Bank to stimulate investment in green technologie. This note includes details of its role and its location.
17.06.2014Interest rate swaps on business loans
This note summarises the issue of 'mis-sold' business loans, where firms entered into complex interest rate 'hedges' that subsequently proved to be costly but worthless to some.
12.06.2014Motor car insurance
This note outlines some of the factors influencing the cost of motor insurance premiums and what government and the industry have done to try and reduce costs.
27.05.2014Taxation of banking
This note looks at the public debate about reforming the tax treatment of the banking sector in the wake of the financial crisis in 2008, before discussing the different approaches taken by the Labour Government and its Coalition successor.
29.04.2014Financial Crime & Punishment
This note gives a broad outline of how financial crimes are defined and who is responsible for their policing.
15.04.2014Payment Services Regulator
The financial crash of 2008 was a wake up call to the inadequacies of financial regulation worldwide. The basic payment service mechanisms on which everything relies did not escape the notice of the authorities. The upshot is a new regulator of the 'plumbing' of the financial system. This note describes its establishment and scope.
24.03.2014Big Society Bank
This note sets out the known facts surrounding the establishment of the Big Society Bank/ Big Society Capital
23.03.2014Budget 2014: a summary
Budget 2014 and Office for Budget Responsibility forecasts: a summary. Includes overview along with analysis of forecasts and changes to pensions and savings, the welfare cap and the treatment of disputed tax.
07.03.2014Consumer credit regulation
This note describes the changeover of the regulatory regime for consumer credit from the Office of Fair Trading to the Financial Conduct Authority which will take place from 1 April 2014. It looks at changes to the treatment of various groups under the changeover and includes references to further information.
04.03.2014Mortgage Market Review
This note describes the proposed changes to the rules surrounding the granting of mortgages by lenders. The changes are intended to provide more protection for consumers and to reduce the chance of mortgage holders experiencing difficulty in paying off their debt. The mortgage industry however, argue that the rules are too strict and will dramatically reduce the chance of some sections of society being able to get the loan funding that they want.
26.02.2014Flood insurance
This note outlines issues relating to flood insurance within the UK.
31.01.2014LIBOR, Public Inquiries & FSA Disciplinary Powers
This note summarises some of the key points relating to the LIBOR scandal. It looks at issues surrounding public inquiries and at the role and limitations of the FSA's disciplinary powers.
31.01.2014CF Arch cru investment funds
This note brings together information about the frozen Arch cru investment funds and the new compensation scheme available for investors.
30.01.2014European banking union
This note brings together the main documents and developments regarding the European Community's attempts to create a more pan-Community supervisory and recovery mechanism for members' banking sectors. Significant new measures were approved of in December 2013.
30.01.2014Child Trust Funds & Junior ISA transferability
Child Trust Funds and Junior Isa transferability
27.01.2014Immigration Bill: Committee Stage Report
The Immigration Bill was introduced in the House of Commons on 10 October 2013 and had its Second Reading on 22 October. It is due to have Report stage and Third Reading on 30 January 2014. This Note discusses the main issues debated in Public Bill Committee.
22.01.2014The Local Audit and Accountability Bill: progress through Parliament
The Local Audit and Accountability Bill 2013-14 [HL] will abolish the Audit Commission and institute a new 'local audit' system for the public bodies which fell under the Commission's regime. The Bill completed its progress through the House of Lords on 26 July 2013. The Bill was amended in the Commons and returned to the Lords for consideration of Commons amendments on 21 January 2014.
14.01.2014Banking executives' remuneration in the UK
This Note outlines some of the changes made to the structure, determination and publication of executive salaries, with particular reference to banks and other financial companies.
30.12.2013The Independent Commission on Banking: The Vickers Report & the Parliamentary Commission on banking standards
This note summarises the main features proposed by the Vickers Commission to reform the UK banking market.
13.12.2013Split Capital Investment Trusts
This note provides an explanation of the historic split capital trust 'debacle' in the mid 2000's
10.12.2013Financial Services (Banking Reform) Bill: Lords stages
This note summarises the proceedings of the Lords committee stage of the bill.
18.11.2013Government bank rescues: financial consequences
This standard note gives some basic numbers concerning the government's net expenditure on banks rescued during the financial crisis of 2008-9 and the debts owed to it by other organisations.
17.10.2013Credit Unions
Can credit unions ever live up to governments' hopes.
08.10.2013Retail distribution review
This note describes the aims and impact of the Review of the way financial products are sold and advice is given to the public.
02.10.2013EU bibliographies: Financial services
This reference Note brings together Internet links to; relevant documents, UK and EU scrutiny and overviews of adopted EU legislation and draft EU legislation on financial services and markets.
31.07.2013Equitable Life: compensation scheme
This note is designed to summarise the processes and principles behind the Equitable Life compensation scheme. It is designed to help constituents who wish to know what they might expect and what they have to do if they believe that they are due compensation.
27.06.2013Pay Day Loans
Payday loans: current regulatory reform and intitiatives
14.03.2013Insurance and discrimination laws: motor and travel insurance
This note outlines how the insurance industry operates within the law on discrimination, particularly with respect to age and sex discrimination.
14.02.2013Project Merlin
This note outlines the scope of Project Merlin which was designed to improve relations between government and the banking industry and included commitments on bank lending to business.
19.12.2012Financial Services Bill: House of Lords committee stages
Summary of Lords committee stages of Financial Services Bill
07.12.2012Reforming Financial Markets VI: Solvency II
This is one of a series of notes which looks at actual or proposed reforms of either certain parts of the financial services sector or reforms of certain activities. It deals with the Solvency II directive.
06.12.2012Financial Services Bill: House of Lords Report & Third Reading stages
A guide to the main amendments agreed to during the Report and Thrid Reading stages of the Financial Services Bill 2012
14.11.2012Money Laundering Regulations
Money Laundering Regulations. By Tim Edmonds. SN/BT/2592.
17.10.2012EU Savings Directive : recent developments
In July 2005 legislation to tackle tax evasion on savings income held in one State for individuals resident in another - the EU Savings Directive (Council Directive 2003/48/EC). There have been concerns that the Directive is not as effective as initially hoped. This note looks at recent debates on amending it.
22.08.2012Reforming financial markets VIII: implementing the new Basel regulatory capital rules
This is one of a series of notes which looks at actual or proposed reforms of either certain parts of the financial services sector or reforms of certain activities. These notes attempt to describe the progress made on individual issues through these phases. This note focuses upon the standards for prudential capital and liquidity control put forward at various levels of national and international authority.
21.08.2012The financial sector's contribution to the UK economy
In 2011, financial and insurance services contributed 125.4 billion in gross value added (GVA) to the UK economy, 9.4% of the UK's total GVA. This note sets out some key statistics on the financial services industry in the UK.
15.06.2012Market Abuse Directive
This note outlines the introduction and purpose of the Market Abuse Directive (MAD) which has as its aim the prevention of insider dealing and the misuse of financially sensitive market information in the financial markets. A new Regulation replaces the original Directive and a new Directive has been proposed to include a harmonised sanctions regime.
17.05.2012Reforming Financial Markets: I Hedge Funds
This is one of a series of notes which looks at actual or proposed reforms of either certain parts of the financial services sector or reforms of certain activities. Whilst the 'rescue and recovery' phase of the financial crisis is (mainly) past, and the legislative phase is now in full swing. These notes attempt to describe the progress made on individual issues through these phases. This note focuses upon the regulation of hedge funds by the Alternative Investment Fund Managers directive.
11.05.2012Credit Reference Agencies
26.04.2012Claims management companies
This Note describes the regulatory framework which applies to claims management companies.
25.04.2012Lending to business
This note sets out statistics available on lending to business and discusses recent trends in the data.
06.01.2012Crown Currency Exchange (CCE)
This note sets out the position for customers following the collapse of Crown Currency Exchange (CCE) and its subsequent liquidation.
23.12.2011Financial markets: supervisory and structural reform
Ever since the Northern Rock Bank failed in September 2007, the UK financial regulatory authorities have looked at how they operate and whether changes were needed to the existing system. The deepening crisis in 2008 and 2009 expanded the breadth of this review both in the UK and across the world. It is to be expected that firm proposals for new legislation will be forthcoming this year, following a consultation exercise and the publication of an independent Commission's Report headed by Sir John Vickers. This note sets out some of the background and sets out the broad outlines of current government proposals.
13.12.2011In Brief: The Financial Restrictions (Iran) Order 2011
Comprehensive financial sanctions were imposed on Iran by Statutory Instrument 2775, The Financial Restrictions (Iran) Order 2011, to be debated on a motion to approve on 13 December 2011.
02.12.2011EU bibliographies: Alternative Investment Fund Managers (AIFM) Directive
This Note brings together documents relevant to the proposed "Alternative Investment Fund Managers Directive" (also known as the AIFM Directive or the "Hedge Funds" Directive), and its scrutiny in the UK and EU. It is not an attempt to define policy in this area. For information on policy developments contact Tim Edmonds on extn 4318. See also SN/BT/5099 European responses to the financial crisis specifically p39
19.10.2011Child Trust Fund
This note outlines the development and practical aspects of the Child Trust Fund until its cessation in 2010 .
10.08.2011Insurance and riot damage
This note outlines procedures and legislation surrounding insurance claims for damage caused by rioting.
13.07.2011The demise of the cheque?
Cheques are an old and familiar form of payment that threatened to come to an end in 2018. this note sets out the reasons why and why the decision was reversed.
03.06.2011The economic crisis: policy responses
This note brings together the various elements of Government action to deal with the current economic crisis
01.06.2011Retail Banking: overdraft and credit card charges
This note sets out the background and chronology to various challenges mounted by the public and the Office of Fair Trading against credit card companies and high street banks over their charging policies.
16.05.2011Financial Inclusion (Exclusion)
Financial Inclusion (Exclusion). By Tim Edmonds. SN/BT/3197.
04.04.2011The Coinage (Measurement) Bill
This note summarises a very short private members Bill which removes a technical legal impediment to the production of a 1 kilogram commemorative coin for the 2012 Olympics.
01.04.2011Unclaimed financial assets / dormant accounts
This note explains current moves to provide a mechanism for using unclaimed financial assets for charitable purposes, outlines the scale of the issue and provides advice on how constituents can check to see if they can reclaim any 'lost' assets. A more complete account of the issue can be found in Library Research Paper 08/73 which was produced for the passage of the Dormant Bank and Building Society Accounts Bill, in 2008.
03.03.2011Reforming financial markets III: commodity trading
This is one of a series of notes which looks at actual or proposed reforms of either certain parts of the financial services sector or reforms of certain activities. The entire sector has received worldwide attention from regulators, governments, consumer and intra-industry and professional groups following the financial crisis which began in 2007. Whilst the 'rescue and recovery' phase of the crisis is (mainly) past, and the consultation and consideration phase nearing its climax, the legislative phase is still to come. This note looks at the arguments surrounding commodity speculation and its impact on the real world of commodity prices. A growing number of economic commentators and charity groups have highlighted what they see as a link between growing and ever more sophisticated forms of financial speculation (distinct from the traditional, real, commodity trading and hedging activities) and the volatility of food and other commodity prices. The statistical evidence from various surveys presents a more mixed picture on the links between speculation and price increases. Financial speculation does appear to make commodity prices more volatile but does not provide much of an explanation for the specific movement of individual prices in the short term. Regulators have their own concerns over the methods used by traders and dealers. Most trades are carried out using derivative swap instruments outside of the more open, transparent regulated exchanges. The note outlines what measures are being promoted to improve the regulation of the financial markets involved with these matters.
03.02.2011Equitable Life: Penrose and beyond
This Note outlines developments in the long running examination of the causes of and the search for remedies for, the collapse of Equitable Life. It starts with setting up of an inquiry by the Government into the causes of the troubles headed by a judge in Scotland, Lord Penrose. Another standard note deals with events leading up to this point: Equitable Life: Pre Penrose SN/BT/1197.
02.12.2010Terrorist Asset-Freezing Etc Bill [HL] 2010-11: Committee Stage Report
This note summarises the debates at Commons Committee Stage on the Terrorist Asset-Freezing Etc. Bill [HL]
16.09.2010Community Reinvestment Act
Community Reinvestment Act. By Timothy Edmonds. SN/BT/400.
18.08.2010Keydata Investment Services in administration
Keydata Investment Services was placed into administration by the Financial Services Authority in June 2009. The administrators, PricewaterhouseCoopers, found a number of serious issues at the company, one of which was that many products sold as ISAs were in fact ineligible for tax-free saving status. More seriously, they subsequently found that income on certain investment products had not been paid in recent months, and, in the case of one type of investment, they had been unable to satisfy themselves as to the safe custody of the underlying assets", and suggested that "the assets have been liquidated and may have been misappropriated".
26.07.2010The Terrorist Asset-Freezing Etc.Bill 2010-11
Describes the cases that led to the quashing of the terrorist asset-freezing regime by the Supreme Court, the temporary provisions bill that reinstated it and the present Bill, designed to provide a permanent solution to the problem.
13.07.2010Taxpayer direct support to banks
This Standard Note considers the Government's interventions ("direct support") in four major UK banks, namely Northern Rock, Bradford and Bingley, Royal Bank of Scotland, and Lloyds Banking Group (formerly Lloyds TSB and Halifax/Bank of Scotland). It considers the background of the "direct support" in the four banks, the role of the Government-owned UK Financial Investments Ltd in managing the taxpayers stakes in these banks, and the current valuation of these interventions. It also considers when the taxpayers' shareholdings in Royal Bank of Scotland and Lloyds Banking Group might be sold, and the possible privatisation of Northern Rock, and Bradford and Bingley.
29.06.2010Insurance Premium Tax
Insurance Premium Tax (IPT) is charged on insurance premiums and covers most general insurance. This note gives a short history of the tax since it was introduced in 1993, including the rise in IPT rates announced in the June 2010 Budget.
22.06.2010Reforming Financial Markets III: Credit Ratings Agencies
14.06.2010Reforming financial markets IV: Crisis management and bank insolvency
This is one of a series of notes which looks at actual or proposed reforms of either certain parts of the financial services sector or reforms of certain activities. These notes attempt to describe the progress made on individual issues through these phases. This note focuses upon the new rules and procedures in respect of the rescue or orderly winding down, in the event of financial failure of banks.
12.05.2010Banking Crises:lessons from abroad
11.05.2010Financial Regulation: the new rules
This note highlights the new financial rules drawn up by the Financial Services Authority in response to the financial crisis which began in 2007.
04.05.2010Irish banks: deposit protection
This note sets out the issues behind recent concerns surrounding the safety of deposits made by UK residents in Irish banks. One important linkage between UK depositors and the Irish banking system is provided by the Post Office, which offers savings' bank accounts sourced with the Bank of Ireland
12.04.2010The credit crisis:a timeline
This Standard Note provides a brief history of the events that took place during the credit crisis (also known as the credit crunch).
06.04.2010Financial Services Compensation Scheme
11.03.2010European responses to the financial crisis
Summarises responses from individual European governments and from the EU.
11.03.2010The regulation of sale and rent back agreements
All firms undertaking sale and rent back agreements now have to be authorised by the FSA, so giving consumers greater protection. A key feature of the full regime will be that all consumers who undertake a sale and rent back agreement will have a guaranteed minimum tenancy of five years.
11.03.2010EU financial services legislation
11.11.2009Financial services regulation - proposals for change
This note summarises the proposals put forward in two documents that address the issue of reforms to the regulation of the financial services sector post credit crunch.
22.07.2009Icelandic Bank Default
This note sets out the events surrounding the collapse of several Icelandic banks with branches in the UK. It looks at compensation arrangements and the impact of default on other groups.
02.07.2009Bankers' Pensions (Limits) Bill
Looks at a Private Member's Bill which would enable limits to be placed on the occupational pension entitlement of the director of a bank which has been taken wholly or partly into public ownership.
22.06.2009Proposals to reform financial regulation
This Note provides a summary of the reforms recommended in the Turner Review, the European Commission's de Larosiere report, documents produced by the Basel Committee on Banking Supervision and a range of reports produced by the Financial Stability Forum/Financial Stability Board.
16.06.2009Executive Remuneration in UK Banking
This standard note provides an overview of executive compensation in seven of the UK's largest banks. It examines the composition of executive remuneration with a focus on the payment of bonuses and the circumstances in which they are paid
22.04.2009Co-operative and community Benefit Societies and Credit Unions Bill - Bill 14 2008/09
This note provides background to a Private Members Bill being introduced by Malcolm Wicks MP which has government support
27.03.2009Iceland's financial crisis
The global financial crisis has been tumultuous for Iceland. Until recently considered a rich, successful and competitive nation, Iceland suffered a dramatic collapse of its economy and currency following the collapse of its banking sector in October 2008. It was forced to negotiate a loan from the IMF and further financial support from a number of countries, and saw the fall of its government. The crisis has led to renewed suggestions that Iceland may apply to join the EU and adopt the euro. Following the Government's fall in January 2009, a caretaker Government took over in February and elections are expected on 25 April 2009. The major partner in the caretaker left-wing coalition, the Social Democratic Alliance, was a member of the previous administration and is strongly pro-EU, but its new partner, the Left Green Movement, has said it will continue to oppose EU membership.
04.03.2009Scottish banknote issuance
This short note outlines the arguments surrounding the acceptability, or otherwise, of Scottish banknotes
14.10.2008Supplementary Estimate and Consolidated Fund (Appropriation) (No 3) Bill
17.09.2008Legal charges on family home - repossession
16.10.2007Shared appreciation mortgages
Shared appreciation mortgages, their problems and uses; and help for constituents.
06.07.2007Financial Services Authority: looking forward looking back
15.06.2007Bank accounts: problems of identification
Bank accounts: problems of identification. By Tim Edmonds. SN/BT/3366.
All Research Papers
34 Documents
DateDescription
17.10.2013Immigration Bill
The Immigration Bill would significantly reduce migrants' rights of appeal; restrict access to services including private rented accommodation, bank accounts and NHS services by reference to immigration status; establish new arrangements for investigating sham marriages and examining persons departing the UK; and make various other changes related to immigration controls.
10.07.2013High Cost Credit Bill
This is a Private Members Bill introduced by Paul Blomfield.
25.06.2013Financial Services (Banking Reform) Bill: Committee Stage Report
This Bill follows a series of Acts passed since the financial crisis of 2008. Whereas other Acts established a new regulatory framework, this Bill sets out a new 'architecture' of the institutions themselves.
28.02.2013Financial Services (Banking Reform) Bill
This, latest, financial services reform legislation brings together the final proposals for how the banking sector will look going forward.
03.10.2012Enterprise and Regulatory Reform Bill: Committee Stage Report
This is a report on the Public Bill Committee Stage of the Enterprise and Regulatory Reform Bill. It is designed to complement the Research Paper Enterprise and Regulatory Reform Bill (RP 12/33), which covers in more detail the background to the Bill
22.06.2012Financial Services Bill [Bill 278 of 2010-12]
The focus of this Bill is to set up a new framework for financial regulation in the United Kingdom
07.06.2012Enterprise and Regulatory Reform Bill
The Enterprise and Regulatory Reform Bill introduces reforms in a number of areas.
15.05.2012Financial Services Bill: Committee Stage & Report Stage (day one) Report.
The focus of this Bill is to establish a new framework for financial regulation in the United Kingdom.
19.04.2012Financial Services Bill: Committee Stage Report
The focus of this Bill is to establish a new framework for financial regulation in the United Kingdom.
18.11.2010Savings Account and Health in Pregnancy Grant Bill: Committee Stage Report
The Bill gives effect to decisions made as part of the initial review of public expenditure undertaken soon after the 2010 General Election. This Paper summarises proceedings in the Commons Committee Stage of the Bill. Several amendments proposed but none were successful. The paper complements Research Paper 10/66, which was prepared for the Second Reading of the Bill.
18.08.2010Equitable Life (Payments) Bill [Bill 62 of 2010-11]
This paper has been written for the Second Reading debate in the House of Commons. The Bill provides the authority for a payments scheme for eligible former and current Equitable Life policyholders in respect of the consequences of maladministration by regulatory bodies as identified by the Ombudsman and accepted by government. The paper outlines the commercial problems of Equitable Life; the series of investigations into the regulation of its activities; and the work of the office of Sir John Chadwick in devising principles for designing a workable system of payments. The Bill is a short, simple and technical measure. Although the precise shape of the payments scheme is as yet unknown, this Bill provides the authority for money to be paid once it is set up and clarifies the tax treatment of future payments.
08.03.2010Third Parties (Rights against Insurers) Bill [HL] [Bill No. 79 of 2009-10]
The purpose of the Bill is to amend existing legislation governing the relationship between insurers and claimants, with specific regard to 'third parties', to make it easier and less expensive to claim compensation from insolvent defendants. Current legislation dictates that claimants must establish an insolvent defendant's liability before bringing a separate claim against their insurer. The Bill would enable claimants to sue the insolvent defendant's insurer directly, without having to sue the wrongdoer first. The Bill's provisions are largely uncontroversial, and have widespread support from the majority of stakeholders.
27.01.2010Co-operative & Community Benefit Societies and Credit Unions Bill [HL] Bill No. 50
The Bill requires new industrial and provident societies (other than credit unions) to be registered as co-operative or community benefit societies, re-names the Industrial and Provident Societies Acts, and applies the Company Directors Disqualification Act 1986 to industrial and provident societies. The Bill also gives the Treasury powers to apply company law on the investigation of companies, company names and dissolution and restoration to the register, to industrial and provident societies, and to make provisions for credit unions corresponding to any provisions applying to building societies.
20.01.2010Financial Services Bill : Committee Stage Report
This is a report on the Committee Stage of the Bill. The Bill creates a Council for Financial Stability to co-ordinate the responsibilities and action of the Bank of England, Financial Services Authority (FSA) and Treasury with respect to financial stability. It also provides for collective consumer legal action to be taken in cases of multiple claimants against financial companies. The key debate at Committee Stage was on the structure of the regulatory system and the establishment of the Council for Financial Stability. One Government amendment was made to the Bill, which emphasised that the Bill had no retrospective impact upon executive remuneration contracts.
27.11.2009Financial Services Bill. Bill 6 2009-10.
This is the third piece of financial services legislation since 2007 to respond to the banking and financial crisis. It does however, include other measures designed to improve the position of financial services customers. It creates a Council for Financial Stability to co-ordinate the responsibilities and action of the Bank, FSA and Treasury with respect to financial stability matters. It enhances and extends the powers of the FSA and gives it new duties. Lastly, amongst other consumer protection measures, it provides for collective consumer legal action to be taken in cases of multiple claimants against financial companies. The Bill applies to the whole of the UK.
22.04.2009The financial crisis in the US: key events, causes and responses
The financial crisis in the US: key events, causes and responses House of Commons Library Research Paper 09/34
23.02.2009Saving Gateway Accounts Bill : Committee Stage report (Bill 3 of 2008-09)
This short Bill establishes a government subsidised savings scheme for people of working age on low incomes. The Saving Gateway has been trialled in several regions; the Bill establishes a scheme for the whole of the country.
09.01.2009Saving Gateway Accounts Bill (Bill 3 of 2008-09)
This short Bill establishes a government subsidised savings scheme for people of working age on low incomes. The Saving Gateway has been trialled in several regions; the Bill establishes a scheme for the whole of the country.
25.11.2008Banking Bill Committee Stage Report
The Banking Bill represents part of the Government's legislative response to the ongoing banking crisis affecting the UK. It continues powers provided temporarily in the aftermath of the Northern Rock nationalisation; provides a framework for new rescue initiatives of failing bank; alters the existing regulatory structure surrounding banks and makes changes to the compensation scheme which protects depositors' deposits.
10.10.2008Banking Bill Bill 147 of 2007-08
Banking Bill Bill 147 of 2007-08 House of Commons Library Research Paper 08/77
30.09.2008Dormant Bank and Building Society Accounts Bill [HL] Bill 80 of 2007-08
This short Bill provides the legislative framework for an intended 'dormant assets' scheme. Dormant assets are those that have no clear owner; the owner has not used the account for some time and cannot be contacted. The Bill provides a mechanism by which assets so identified can be managed and distributed for defined social purposes. It also provides necessary legal protections for institutions participating in the scheme.
12.03.2008Animals Act 1971 (Amendment) Bill [Bill 18 of 2007-08]
[Bill 18 of 2007-08]
04.03.2008Private Equity (Transfer of Undertakings and Protection of Employment) Bill 2007-08
Private Equity (Transfer of Undertakings and Protection of Employment) Bill. House of Commons Library Research Paper 08/23.
19.02.2008Banking (Special Provisions) Bill
Banking (Special Provisions) Bill. (Bill 73 of 2007-08). House of Commons Library Research Paper 08/19.
23.11.2006Investment Exchanges and Clearing Houses Bill [Bill 4 of 2006-07]
17.06.2005Regulation of Financial Services (Land Transactions) Bill (Bill 7 of 2005-06)
Regulation of Financial Services (Land Transactions) Bill (Bill 7 of 2005-06). House of Commons Library Research Paper 05/50
01.06.2005Consumer Credit Bill (Bill 2 of 2005-06)
The Consumer Credit Bill (Bill 2 2005-06). House of Commons Library Research Paper 05/37
11.01.2005Consumer Credit Bill (Bill 16 of 2004/05)
The Consumer Credit Bill (Bill 16 of 2004/05). House of Commons Library Research Paper 05/03.
10.08.2004Companies (Audit Investigations and Community Enterprise) Bill (HL) (Bill 142 of 2003/04)
Companies (Audit Investigations and Community Enterprise) Bill (HL). House of Commons Library Research Paper 04/62.
12.12.2003Child Trust Funds Bill (Bill 1 2003/04)
Child Trust Funds Bill (Bill 1 2003/04). House of Commons Library Research Paper 03/90.
28.03.2003Crime (International Co-operation) Bill (HL) (Bill 78 of 2002/03)
The Crime (International Co-operation) Bill (HL). (Bill 78 of 2002/03). House of Commons Library Research Paper 03/30.
19.11.2001Anti-Terrorism Crime and Security Bill, Parts I,II,VIII,IX and XIII:Property security and crime (Bill 49 of 2001-02)
Anti-Terrorism Crime and Security Bill, Parts I,II,VIII,IX and XIII:Property security and crime (Bill 49 of 2001/02). House of Commons Library Research Paper 01/99.
29.10.2001Proceeds of Crime Bill (Bill 31 of 2001-02)
Proceeds of Crime Bill (Bill 31 of 2001/02). House of Commons Library Research Paper 01/79.
24.06.1999Financial Services and Markets Bill (Bill 121 1998/99)
Financial Services and Markets Bill. (Bill 121 of 1998/99). House of Commons Library Research Paper 99/68.
All Select Committee Reports
22 Select Committee Reports
DateDescription
27.03.2012Towards a financial transaction tax? European Union Select Committee (HL) twenty-ninth report.
European Union Select Committee (HL) report [Lords]
27.02.2012Financial Conduct Authority: report on the Government response.
Government response. Treasury Select Committee report [Commons]
27.01.2012A new approach to financial regulation: securing stability, protecting consumers, including Annexes containing...
Government response. Treasury report [Commons]
09.11.2011Future of cheques.
Government response. Treasury Select Committee; Treasury; Payments Council report [Commons]
18.07.2011Future of cheques.
Treasury Select Committee report [Commons]
05.07.2011Competition and choice in retail banking.
Government response. Treasury Select Committee; Treasury report [Commons]
14.06.2011Auditors: Market concentration and their role: Government response.
Government response. Economic Affairs Select Committee (HL) report [Lords]
27.04.2011Financial regulation: a preliminary consideration of the Government's proposals.
Government response. Treasury Select Committee; Treasury report [Commons]
24.03.2011Competition and choice in retail banking.
Treasury Select Committee report [Commons]
15.03.2011Auditors: Market concentration and their role.
Economic Affairs Select Committee (HL) report [Lords]
09.03.2011Credit searches.
Government response. Treasury Select Committee; Information Commissioner report [Commons]
27.01.2011Financial regulation: a preliminary consideration of the Government's proposals.
Treasury Select Committee report [Commons]
11.01.2011Credit searches.
Government response. Treasury Select Committee; Treasury report [Commons]
15.12.2009Legislative scrutiny: Financial Services Bill and Pre-Budget Report.
Human Rights Joint Select Committee report [Commons and Lords]
15.12.2009Credit searches.
Treasury Select Committee report [Commons]
24.11.2009Proposals for European financial supervision: further report.
Treasury Select Committee report [Commons]
11.11.2009The Committee's opinion on proposals for European financial supervision.
Treasury Select Committee report [Commons]
16.07.2009Justice delayed: the Ombudsman's report on Equitable Life.
Government response. Treasury; Public Administration Select Committee report [Commons]
21.05.2009Justice denied?
Government response. Treasury; Public Administration Select Committee report [Commons]
12.03.2009Justice denied? The government's response to the Ombudsman's report on Equitable Life (Cm 7538).
Government response. Public Administration Select Committee report [Commons]
11.12.2008Justice delayed: the Ombudsman's report on Equitable Life.
Public Administration Select Committee report [Commons]
09.12.2008EU legislative initiatives in response to the financial turmoil.
European Union Select Committee (HL) report [Lords]