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That this House notes that small and medium-sized businesses across the country struggled during the financial crisis; further notes that potentially tens of thousands of businesses may have been sold inappropriate complex financial products including fixed rate swaps and embedded swaps; is concerned that while fixed rate swaps purchased as an independent product are included in the current Financial Conduct Authority (FCA) review scheme, swaps embedded in businesses loans are not; further notes that many of these embedded swaps were sold without proper explanation of either the conditions or costs; understands these products are not regulated by the FCA; and therefore calls on the Government to ensure there is proper regulation in the future and that there is a review and access to redress for those affected in the past.
Total number of signatures: 87
Showing 87 out of 87