Parliamentary Commission on Banking Standards - Publications

Reports

• Banking Standards - 1st Report - Volume I | PDF version Banking Standards - 1st Report - Volume I ()HL 98-HC 848 | Published 21 December 2012

  First Report of Session 2012–13

• Banking Standards - 1st Report - Volume II | PDF version Banking Standards - 1st Report - Volume II ()HL 98vw-HC 848 | Published 21 December 2012

  First Report of Session 2012–13

Written evidence

• Panel on Tax Audit and Accounting - writevPublished 08 February 2013
• Panel on Regulatory Approach - written evidencePublished 05 February 2013
• Banking Standards - written evidence ()Published 19 December 2012
• Banking Standards - written evidence on draft Financial Services (Banking Reform) Bill ()Published 8 November 2012 | Published 08 November 2012
• Banking Standards - written evidence ()Published 31 October 2012 | Published 31 October 2012

  Written evidence from Sir Alan Budd

• Banking Standards - written evidencePublished 21 September 2012

Oral evidence

• Banking Standards - corrected evidence - 25 February 2013 | PDF version Banking Standards - corrected evidence - 25 February 2013 ()HC 606-xxxviii | Published 01 March 2013

  Evidence given by Rt Hon George Osborne MP and John Kingman

• Banking Standards - corrected evidence - 11 February 2013 | PDF version Banking Standards - corrected evidence - 11 February 2013 ()HC 606-xxxv | Published 25 February 2013

  Evidence given by Johnny Cameron, John Hourican and Peter Nielsen. Sir Philip Hampton and Stephen Hester

• Sub-Committee J: Panel on Mis-selling and Cross-selling - uncorrected evidence - 17 January 2013 | PDF version Sub-Committee J: Panel on Mis-selling and Cross-selling - uncorrected evidence - 17 January 2013 ()HC 860-ii | Published 21 February 2013

  Evidence given by Stuart Davies, Regional Officer, Unite the Union, Dominic Hook, National Officer, Unite the Union, and Ged Nichols, General Secretary, Accord Union Paul Geddes, Chief Executive of Direct Line Group, RBS, 2009-present and CEO of UK Retail Banking, RBS, 2006-09, Gordon Pell, Chairman, Retail Banking and Wealth Management, and Chief Executive, Retail Markets, RBS, 2002-07, and Guy Whittaker, Group CFO, RBS, 2006-09

• Banking Standards - corrected evidence - 29 January 2013 | PDF version Banking Standards - corrected evidence - 29 January 2013 ()HC 606-xxviii | Published 21 February 2013

  Evidence given by Tracey McDermott, Director of Enforcement and Financial Crime, Financial Services Authority, and Graham Nicholson, Chief Legal Adviser and Adviser to the Governor of the Bank of England

• Banking Standards - corrected evidence - 5 February 2013 | PDF version Banking Standards - corrected evidence - 5 February 2013 ()HC 606-xxxii | Published 15 February 2013

  Evidence given by Antony Jenkins and Sir David Walker

• Banking Standards - corrected evidence - 4 February 2013 | PDF version Banking Standards - corrected evidence - 4 February 2013 ()HC 606-xxxi | Published 12 February 2013

  Evidence given by Sir Winfried Bischoff And António Horta-Osório

• Panel on regulatory approach - corrected evidence - 21 January 2013 | PDF version Panel on regulatory approach - corrected evidence - 21 January 2013 ()HC 821-iii | Published 12 February 2013

  Evidence given by Andy Haldane, Executive Director, Financial Stability, Bank of England

• Banking Standards - corrected evidence - 8 January 2013 | PDF version Banking Standards - corrected evidence - 8 January 2013 ()HC 606-xviii | Published 12 February 2013

  Evidence given by Professor Sir Peter Rubin, Chairman, General Medical Council, Vernon Soare, Executive Director, Professional Standards, Institute of Chartered Accountants in England and Wales (ICAEW),and Antony Townsend, Chief Executive, Solicitors Regulation Authority

• Banking Standards - corrected evidence - 30 January 2013 | PDF version Banking Standards - corrected evidence - 30 January 2013 ()HC 606-xxix | Published 12 February 2013

  Evidence given by Clive Maxwell, Gary Hocking and Adiran Kamellard, Professor Bloomfield, Fiona Brownsell and Ben Wilson

• Banking Standards - corrected evidence - 30 January 2013 | PDF version Banking Standards - corrected evidence - 30 January 2013 ()HC 606-xxx | Published 12 February 2013

  Evidence given by Carol Arrowsmith, David Bolchover, Alison Carnwath, Dr Alexander Pepper, Paul Sharma, Sir John Sunderland And John Thornton

• Panel on tax, audit and accounting - corrected evidence - 21 January 2013 | PDF version Panel on tax, audit and accounting - corrected evidence - 21 January 2013 ()HC 881-ii | Published 12 February 2013

  Evidence given by Andy Haldane, Executive Director, Financial Stability, Bank of England

• Banking Standards - corrected evidence - 24 January 2013 | PDF version Banking Standards - corrected evidence - 24 January 2013 ()HC 606-xxvi | Published 12 February 2013

  Evidence given by Thomas Curry, Comptroller of the Currency, OCC, and Richard Osterman, Acting General Counsel, FDIC

• Banking Standards - corrected evidence - 28 January 2013 | PDF version Banking Standards - corrected evidence - 28 January 2013 ()HC 606-xxvii | Published 12 February 2013

  Evidence given by Martin Taylor, Chairman of Syngenta and former member of the Independent Commission on Banking; Giles Andrews, Co-founder and CEO, Zopa, and previous Chair of P2PFA, Theresa Burton, CEO and Co-founder of Buzzbnk, Tony Greenham, Head of Business and Finance, New Economics Foundation, and Andrew Robinson, CCLA Investment Management and Chair of CDF

• Banking Standards: Panel on Scotland - corrected evidence - 7 December 2012 | PDF version Banking Standards: Panel on Scotland - corrected evidence - 7 December 2012 ()HC 804-ii | Published 01 February 2013

  Evidence given by Frank McKillop, Policy and Relations Manager (Scotland), Association of British Credit Unions, and Gill Mathieson, Chief Executive, Grampian Credit Union, Yvonne MacDermid, Chief Executive, Money Advice Scotland, Keith Dryburgh, Social Policy Officer, Citizens Advice Scotland, Pauline Allan, Money Advice Co-ordinator, Citizens Advice Scotland, and Mike Holmyard, Money Advice Consultant

• Banking Standards - corrected evidence - 17 January 2013 | PDF version Banking Standards - corrected evidence - 17 January 2013 ()HC 606-xxiv | Published 29 January 2013

  Evidence given by Professor Julia Black, Professor David Kershaw and Gregory Mitchell QC

• Banking Standards - corrected evidence - 14 January 2013 | PDF version Banking Standards - corrected evidence - 14 January 2013  ()HC606-xxii | Published 28 January 2013

  Evidence given by Gavin Shreeve and Simon Thompson, Anthony Browne

• Banking Standards - corrected evidence - 21 January 2013 | PDF version Banking Standards - corrected evidence - 21 January 2013  ()HC606-xxv | Published 28 January 2013

  Evidence given by Dr Adam Posen, Ken Costa

• Banking Standards - corrected evidence - 10 January 2013 | PDF version Banking Standards - corrected evidence - 10 January 2013  ()HC606-xxi | Published 28 January 2013

  Evidence given by Dr Diane Coyle, John Fingleton and Clare Spottiswoode CBE

• Banking Standards - corrected evidence - 16 January 2013 | PDF version Banking Standards - corrected evidence - 16 January 2013 ()HC 606-xxiii | Published 24 January 2013

  Evidence given by Sir John Vickers

• Panel on HBOS - corrected evidence - 12 November 2012 | PDF version Panel on HBOS - corrected evidence - 12 November 2012 ()HC 705-ii | Published 11 January 2013

  Evidence given by Mike Ellis, Finance Director, HBOS, 2001-04 and 2008 Phil Hodkinson, Finance Director, HBOS, 2005-2006 Peter Hickman, Group Risk Director, HBOS, 2007-2008

• Panel on Regulatory Approach - corrected evidence - 11 December 2012 | PDF version Panel on Regulatory Approach - corrected evidence - 11 December 2012 ()HC 821 | Published 10 January 2013

  Evidence given by Michael Cohrs, Member of Financial Policy Committee, Bank of England, Michael Foot, Global Vice Chairman, Promontory Financial Group (UK) Ltd, and Dr Thomas Huertas, Partner in the Financial Services Risk Practice, Ernst and Young LLP

• Sub-Committee F: Panel on Retail Competition - corrected evidence - 4 December 2012HC 710-ii | Published 04 January 2013

  Evidence given by Andrea Leadsom MP Mr David Yates, CEO, VocaLink, and Mr Chris Dunne, Payment Services Director, VocaLink

• Panel on Regulatory Approach - corrected evidence - 17 December 2012 | PDF version Panel on Regulatory Approach - corrected evidence - 17 December 2012 ()HC 821-ii | Published 04 January 2013

  Evidence given by Carol Sergeant and Christine Downton

• Banking Standards - corrected evidence - 3 December 2012 | PDF version Banking Standards - corrected evidence - 3 December 2012 ()HC 606-xvi | Published 27 December 2012

  Evidence given by Sir James Crosby, Chief Executive, HBOS, 2001 to 2005 Andy Hornby, Chief Executive, HBOS, 2006 to 2008

• Panel on Corporate Governance: Board Level - corrected evidence - 27 November 2012 | PDF version Panel on Corporate Governance: Board Level - corrected evidence - 27 November 2012 ()HC 783-i | Published 24 December 2012

  Evidence given by Professor Julian Franks, London Business School, Dr Peter Hahn, CASS Business School, Dr Tracy Long, Boardroom Review, and Stilpon Nestor, Nestor Advisors

• Panel on HBOS - corrected evidence - 23 November 2012 | PDF version Panel on HBOS - corrected evidence - 23 November 2012 ()HC 705-vi | Published 24 December 2012

  Evidence given by Michael Foot, Managing Director, Retail Markets, Financial Services Authority, 1998 to April 2004 David Strachan, Director, Major Retail Groups, Financial Services Authority, June 2006 to April 2008, and Clive Briault, Managing Director, Retail Markets, Financial Services Authority, May 2004 to April 2008

• Panel on HBOS - corrected evidence - 27 November 2012 | PDF version Panel on HBOS - corrected evidence - 27 November 2012 ()hc705-vii | Published 21 December 2012
• Banking Standards - corrected evidence - 4 December 2012 | PDF version Banking Standards - corrected evidence - 4 December 2012 ()HC 606-xvii | Published 19 December 2012

  Evidence given by Lord Stevenson of Coddenham, CBE Kt, former Chairman (2001-2009) HBOS

• Banking Standards: Panel on Scotland - corrected evidence - 3 December 2012 | PDF version Banking Standards: Panel on Scotland - corrected evidence - 3 December 2012 ()HC 804-i | Published 18 December 2012

  Evidence given by David Richardson, Colin Borland, Jeff Foot and Stewart Nicol; Ronnie MacRae and Susan Torrance

• Banking Standards - corrected evidence - 21 November 2012 | PDF version Banking Standards - corrected evidence - 21 November 2012 ()HC 606-xiv | Published 17 December 2012

  Evidence given by Rt Hon George Osborne MP, Rt Hon Greg Clark Mp, Sophie Dean and John Kingman

• Operation of wholesale markets - corrected evidence - 26 November 2012 | PDF version Operation of wholesale markets - corrected evidence - 26 November 2012 ()HC 784-i | Published 17 December 2012

  Evidence given by Professor Dave Cliff, Professor Oliver Linton And Dr Jean-Pierre Zigrand Alexander Justham

• Corporate Governance: Below Board Level - corrected evidence - 27 November 2012 | PDF version Corporate Governance: Below Board Level - corrected evidence - 27 November 2012 ()HC 706-iv | Published 17 December 2012

  Evidence given by Antonio Simoes, Marc Moses, David Shaw, Paul Lawrence And Ann Almeida

• Corporate Governance: Below Board Level - corrected evidence - 28 November 2012 | PDF version Corporate Governance: Below Board Level - corrected evidence - 28 November 2012 ()HC 706-v | Published 17 December 2012

  Evidence given by Rich Ricci, Robert Le Blanc, Mike Walters, Michael Roemer And Michael Aldred

• Panel on HBOS - corrected evidence - 19 November 2012HC 705-iv | Published 07 December 2012

  Evidence given by Sir Charles Dunstone, Chair, Retail Risk Committee, HBOS, 2006-2008 Sir Ron Garrick, Deputy Chairman, Senior Independent Director and Chair, Corporate Risk Committee, HBOS, 2006-2008

• Panel on HBOS - corrected evidence - 16 November 2012HC 705-iii | Published 07 December 2012

  Evidence given by Lindsay Mackay, CEO Treasury, HBOS, 2006-2008 George Mitchell, CEO Corporate and Treasury, HBOS, 2001–2005

• Panel on HBOS - corrected evidence - 20 November 2012HC 705-v | Published 07 December 2012

  Evidence given by Anthony Hobson, Chair, Audit Committee, HBOS, 2001-2008

• Banking Standards - corrected evidence - 13 November 2012HC 606-xii | Published 06 December 2012

  Evidence given by Stephen Hester, Group Chief Executive, RBS, António Horta-Osório, Group Chief Executive, Lloyds Banking Group, and Peter Sands, Group Chief Executive, Standard Chartered Bank

• Banking Standards - corrected evidence - 8 November 2012HC 606-xv | Published 06 December 2012

  Evidence given by Andy Haldane, Executive Director, Financial Stability, Bank of England, Sir Mervyn King, Governor, Bank of England and Paul Tucker, Deputy Governor, Financial Stability, Bank of England

• Banking Standards - corrected evidence - 19 November 2012 | PDF version Banking Standards - corrected evidence - 19 November 2012 ()HC 606-xiii | Published 30 November 2012

  Evidence given by Andrew Bailey and Lord Turner Of Ecchinswell

• Corporate Governance: Below Board Level - corrected evidence - 19 November 2012 | PDF version Corporate Governance: Below Board Level - corrected evidence - 19 November 2012 ()HC 706-iii | Published 29 November 2012

  Evidence given by: Standard Chartered: Andy Charlton, Tracy Clarke, Richard Goulding, Mike Rees And Julian Wynter Citigroup: Eddie Ahmed, Colin Church, Darren Jarvis, Michael Lavelle And Charles Ross-Stewart

• Sub-Committee F: Panel on Retail Competition - corrected evidence - 13 November 2012HC 710-i | Published 28 November 2012

  Evidence given by Craig Donaldson, Chief Executive, Metro Bank and Jayne-Anne Gadhia, Chief Executive, Virgin Money Benny Higgins, Chief Executive, Tesco Bank, and Phillip Monks, Chief Executive, Aldermore

• Banking Standards - corrected evidence - 8 November 2012HC 606-x | Published 26 November 2012

  Evidence given by Professor Rosa Lastra, Professor in International Finance and Monetary Law, Queen Mary, University of London, Dorothy Livingston, Chair, Banking Reform Working Group, Law Society, and Bob Penn, Partner, Allen & Overy. John Grout, Policy and Technical Director, Association of Corporate Treasurers, Baroness Hogg, Chair, Financial Reporting Council, and Jessica Ground, Fund Manager and Analyst, Schroders

• Banking Standards - corrected evidence - 17 October 2012 | PDF version Banking Standards - corrected evidence - 17 October 2012 ()HC 606-ii | Published 22 November 2012

  Evidence given by Paul Volcker, former Chairman of the Federal Reserve

• Banking Standards - corrected evidence - 5 November 2012 | PDF version Banking Standards - corrected evidence - 5 November 2012 ()HC 606-viii | Published 20 November 2012

  Evidence given by Ana Botín, Douglas Flint And Antony Jenkins

• Banking Standards - corrected evidence - 7 November 2012 | PDF version Banking Standards - corrected evidence - 7 November 2012 ()HC 606-ix | Published 20 November 2012

  Evidence given by Mr Andy Haldane

• Banking Standards - corrected evidence - 12 November 2012 | PDF version Banking Standards - corrected evidence - 12 November 2012 ()HC 606-xi | Published 20 November 2012

  Evidence given by Sir John Vickers

• Panel on HBOS - corrected evidence - 30 October 2012HC 705-i | Published 19 November 2012

  Evidence given by Paul Moore, Head of Group Regulatory Risk, HBOS, 2004 Colin Matthew, CEO International, HBOS, 2004-2008 Jo Dawson, Group Risk Director, HBOS, 2004-2005, and Group Executive Director Insurance and Investment Division from 2006

• Corporate Governance: Below Board Level - corrected evidence - 14 November 2012 | PDF version Corporate Governance: Below Board Level - corrected evidence - 14 November 2012 ()HC 706-ii | Published 19 November 2012

  Evidence given by Dr Andrew Hilton and Roger Marshall Joris Luyendijk

• Banking Standards - oral evidence - 1 November 2012 | PDF version Banking Standards - oral evidence - 1 November 2012 ()HC 706 | Published 14 November 2012

  Evidence given by Ali Parsa, Chief Executive, Circle Partnership

• Banking Standards - oral evidence - 25 October 2012HC 606-v | Published 14 November 2012

  Evidence given by Martin Wheatley, Managing Director, Consumer and Markets Business Unit, Financial Services Authority

• Banking Standards - corrected evidence - 24 October 2012 | PDF version Banking Standards - corrected evidence - 24 October 2012 ()HC 606-iv | Published 09 November 2012

  Evidence given by Sir Donald Cruickshank

• Banking Standards - corrected evidence - 31 October 2012 | PDF version Banking Standards - corrected evidence - 31 October 2012 ()HC 606-vii | Published 09 November 2012

  Evidence given by Martin Taylor

• Banking Standards - corrected evidence - 29 October 2012 | PDF version Banking Standards - corrected evidence - 29 October 2012 ()HC 606-vi | Published 08 November 2012

  Evidence given by Professor John Kay

• Banking Standards - corrected evidence - 22 October 2012 | PDF version Banking Standards - corrected evidence - 22 October 2012 ()HC 606-iii | Published 08 November 2012

  Evidence given by Erkki Liikanen, Governor of the Bank of Finland

• Panel on consumer and SME experiences of banks - corrected evidence - 16 October 2012 | PDF version Panel on consumer and SME experiences of banks - corrected evidence - 16 October 2012 ()HC 619-ii | Published 08 November 2012

  Evidence given by SME banking regional directors and relationship managers from Barclays, Lloyds Banking Group and Royal Bank of Scotland; retail banking regional directors and branch managers from Barclays, Lloyds Banking Group and Royal Bank of Scotland; Steve Cooper, Chief Products and Segments Officer, Barclays; Martin Dodd, Customer Services Director, Lloyds Banking Group; and Chris Sullivan, Head of Corporate Banking Division, Royal Bank of Scotland.

• Panel on consumer and SME experiences of banks - corrected evidence - 26 September 2012 | PDF version Panel on consumer and SME experiences of banks - corrected evidence - 26 September 2012 ()HC 619-i | Published 10 October 2012

  Evidence given by Mike Dailly, Financial Services Consumer Panel, Christine Farnish, Chair, Consumer Focus, and Peter Vicary-Smith, Chief Executive, Which?; Matthew Fell, Director of Competitive Market, Confederation of British Industry, Mike Cherry, Policy Chairman, Federation of Small Businesses, Mike Spicer, Senior Policy Adviser, British Chambers of Commerce, and Andy Davis, Finance and Business Writer; Abhishek Sachdev, Vedanta Hedging

• Banking Standards - corrected evidence - 12 September 2012 | PDF version Banking Standards - corrected evidence - 12 September 2012 ()HC 606-i | Published 09 October 2012

  Evidence given by Sir David Walker

Uncorrected oral evidence

• Banking Standards - uncorrected evidence - 27 February 2013 | PDF version Banking Standards - uncorrected evidence - 27 February 2013 ()HC 606-xxxix | Published 01 March 2013

  Evidence given by Adair Turner, Baron Turner of Ecchinswell, Executive Chairman, Financial Services Authority, and Martin Wheatley, Managing Director, Financial Services Authority and CEO Designate of Financial Conduct Authority

• Banking Standards - uncorrected evidence - 14 February 2013 | PDF version Banking Standards - uncorrected evidence - 14 February 2013 ()HC 606-xxxvi | Published 18 February 2013

  Evidence given by Eric Daniels, former Chief Executive, Lloyds Banking Group

• Banking Standards - uncorrected evidence - 5 February 2013 | PDF version Banking Standards - uncorrected evidence - 5 February 2013 ()HC 606-xxxiii | Published 13 February 2013

  Evidence given by Bill Winters, former member of the Independent Commission on Banking and former Co-Chief Executive Officer of JP Morgan Investment Bank Sir Brian Pomeroy CBE, former Chairman of the Treasury’s Financial Inclusion Taskforce, and Sian Williams, Head of Financial Inclusion, Toynbee Hall

• Banking Standards - uncorrected evidence - 6 February 2013 | PDF version Banking Standards - uncorrected evidence - 6 February 2013 ()HC 606-xxxiv | Published 12 February 2013

  Evidence given by Stuart Gulliver, Group Chief Executive, HSBC Holdings, and Douglas Flint CBE, Group Chairman, HSBC Holdings

• Panel on financial exclusion and basic bank accounts - uncorrected evidence - 1 February 2013 | PDF version Panel on financial exclusion and basic bank accounts - uncorrected evidence - 1 February 2013  ()HC 945-i | Published 11 February 2013

  Evidence given by Sue Edwards, Head of Consumer Policy, Citizens Advice and Nick Waugh, Social Policy Officer, Citizens Advice Mike Granville, Financial Services Director, the Post Office and Nick Kennett, Head of Stakeholder Relations, the Post Office Anthony Warrington, Director Current Accounts, Lloyds Banking Group and Steve Smith, Retail Competition Strategy Director, Lloyds Banking Group Robin Taylor, Head of Banking, The Co-operative Ban

• Sub-committee J—panel on mis-selling and cross-selling - uncorrected evidence - 31 January 2013 | PDF version Sub-committee J—panel on mis-selling and cross-selling - uncorrected evidence - 31 January 2013 ()HC 860-iv | Published 09 February 2013

  Evidence given by Natalie Ceeney CBE, Chief Executive and Chief Ombudsman, and Tony Boorman, Deputy Chief Executive and Deputy Chief Ombudsman, Financial Ombudsman Service

• Banking Standards - uncorrected evidence - 29 January 2013 | PDF version Banking Standards - uncorrected evidence - 29 January 2013 ()HC 606-xxviii | Published 04 February 2013

  Evidence given by Tracey McDermott, Director of Enforcement and Financial Crime, Financial Services Authority, and Graham Nicholson, Chief Legal Adviser and Adviser to the Governor of the Bank of England

• Banking Standards - uncorrected evidence - 28 January 2013 | PDF version Banking Standards - uncorrected evidence - 28 January 2013 ()HC 606-xxvii | Published 04 February 2013

  Evidence given by Martin Taylor Giles Andrews, Theresa Burton, Tony Greenham And Andrew Robinson

• Panel on tax, audit and accounting - uncorrected evidence - 23 January 2013 | PDF version Panel on tax, audit and accounting - uncorrected evidence - 23 January 2013 ()HC 881-iii | Published 01 February 2013

  Evidence given by Robert Hodgkinson, Executive Director, Technical, ICAEW, Ian Menzies-Conacher, Chairman of the International Taxes Sub-Committee, CIOT, and Chas Roy-Chowdhury, Head of Taxation, ACCA John Cullinane, Managing Partner, Tax Quality and Risk, Deloitte, Jane McCormick, UK Head of Tax and member of the Board, KPMG UK, John Preston, Global Head o fExternal Relations, Regulation and Policy for Tax, PricewaterhouseCoopers, and Christopher Price, Head of Financial Services Tax, Ernst and Young Mike Ashley, Head of Quality and Risk Management, KPMG Europe, David Barnes, Managing Partner—Public Policy, Deloitte, Tony Clifford, Partner, Financial Services, Ernst and Young, and John Hitchins, Global Chief Accountant, PricewaterhouseCoopers

• Panel on tax, audit and accounting - uncorrected evidence - 24 January 2013 | PDF version Panel on tax, audit and accounting - uncorrected evidence - 24 January 2013 ()HC 881-iv | Published 01 February 2013

  Evidence given by Richard Carter, Director, Business Environment, Department for Business, Innovation and Skills, Stephen Haddrill, Chief Executive Officer, Financial Reporting Council, Jim Harra, Director-General, Business Tax, HM Revenue and Customs, Roger Marshall, Chairman, Financial Reporting Council, Paul Sharma, Director of Policy, Financial Services Authority, and Mike Williams, Director, Business and International Tax, HM Treasury

• Sub-committee J—panel on mis-selling and cross-selling - uncorrected evidence - 21 January 2013 | PDF version Sub-committee J—panel on mis-selling and cross-selling - uncorrected evidence - 21 January 2013 ()HC 860-iii | Published 28 January 2013

  Evidence given by Phil Loney, Product Head for General Insurance, Lloyds Banking Group, 2003-10, Carol Sergeant CBE, CRO, Lloyds Banking Group, 2003-10, and Helen Weir, Principal Retail Distribution, 2008-10 and CFO, 2004-08, Lloyds Banking Group

• Sub-Committee J: Panel on Mis-selling and Cross-selling - uncorrected evidence - 17 January 2013 | PDF version Sub-Committee J: Panel on Mis-selling and Cross-selling - uncorrected evidence - 17 January 2013 ()HC 860-ii | Published 25 January 2013

  Evidence given by Stuart Davies, Regional Officer, Unite the Union, Dominic Hook, National Officer, Unite the Union, and Ged Nichols, General Secretary, Accord Union Paul Geddes, Chief Executive of Direct Line Group, RBS, 2009-present and CEO of UK Retail Banking, RBS, 2006-09, Gordon Pell, Chairman, Retail Banking and Wealth Management, and Chief Executive, Retail Markets, RBS, 2002-07, and Guy Whittaker, Group CFO, RBS, 2006-09

• Panel on tax, audit and accounting - uncorrected evidence - 16 January 2013 | PDF version Panel on tax, audit and accounting - uncorrected evidence - 16 January 2013 ()HC 881-i | Published 25 January 2013

  Evidence given on Professor Mike Devereux and Dr John Vella, Oxford University Centre for Business Taxation Professor David Cairns, visiting professor, University of Edinburgh Business School, Professor Stella Fearnley, Bournemouth University Business School, and Professor Prem Sikka, Centre for Global Accountability, University of Essex Hans Hoogervorst, Chair, IASB, and Sue Lloyd, Senior Director of Technical Activities, IASB

• Banking Standards - uncorrected evidence - 14 January 2013 | PDF version Banking Standards - uncorrected evidence - 14 January 2013 ()HC 606-xxii | Published 22 January 2013

  Evidence given by Gavin Shreeve And Simon Thompson Anthony Browne

• Banking Standards - uncorrected evidence - 10 January 2013 | PDF version Banking Standards - uncorrected evidence - 10 January 2013 ()HC 606-xxi | Published 14 January 2013

  Evidence given by Dr Diane Coyle, John Fingleton And Clare Spottiswoode CBE

• Banking Standards - uncorrected evidence - 10 January 2013 | PDF version Banking Standards - uncorrected evidence - 10 January 2013 ()HC 606-xx | Published 14 January 2013

  Evidence given by Huw Jenkins, former Investment Bank CEO, UBS, Jerker Johansson, former Investment Bank CEO, UBS, Dr Marcel Rohner, former Group CEO, UBS, and Alex Wilmot-Sitwell, former joint Investment Bank, CEO, UBS Dr Thomas Huertas, former Director, Banking Sector, FSA, Tracey McDermott, Director, Enforcement and Financial Crime Division, FSA and Sir Hector Sants, former Chief Executive, FSA

• Banking Standards - uncorrected evidence - 9 January 2013 | PDF version Banking Standards - uncorrected evidence - 9 January 2013 ()HC 606-xix | Published 11 January 2013

  Evidence given by Andrea Orcel, Philip Lofts And Andrew Williams

• Sub-Committee J: Panel on Mis-selling and Cross-selling - uncorrected evidence - 9 January 2013 | PDF version Sub-Committee J: Panel on Mis-selling and Cross-selling - uncorrected evidence - 9 January 2013 ()HC 860-i | Published 11 January 2013

  Evidence given by Sue Edwards, Head of Consumer Policy, Citizens Advice Bureau, Peter Vicary-Smith, Chief Executive, Which?, and Dominic Lindley, Principal Policy Adviser, Which? Angela Knight CBE, former Chief Executive, British Bankers Association Clive Briault, former Managing Director of Retail Markets, Financial Services Authority Jon Pain, former Managing Director of Supervision, Financial Services Authority Peter Davis, former Deputy Chairman, Competition Commission

Unclassified

• Written Evidence from Alison Carnwath ()Written Evidence from Alison Carnwath | Published 31 January 2013
• Panel on Tax, Audit & Accounting - written evidence ()Published 16 January 2013
• Letter from Dr Marcel Rohner ()Published 11 January 2013

  This letter, which was sent prior to Dr Rohner's evidence to the Commission on 10 January 2013, is published following discussions between the Chairman and Dr Rohner.

• Letter from Andrew Bailey (FSA) ()Letter from Andrew Bailey | Published 21 November 2012